Thursday, September 28, 2017

Brookwood 4 Jackson NJ

Brookwood 4 in Jackson offers a lot of affordable housing solutions for families looking for nice homes with potential for several bedrooms and great neighbors. The backyards are large and the neighborhood has a quiet countryside feel.  The pride of ownership is evident while strolling through the neighborhood and the houses are in very well maintained condition. It is a two minute drive from County Line Road.

I specialize in the Brookwood 4 area, and will personally guide you through the purchase of a home in this area. 732-232-7637.

Tuesday, April 5, 2016

Closing Costs

The Closing Costs refer to fees that the Buyer and Seller pay at the time of closing. Closing Costs may include the following:


  • Title Insurance
  • Attorney fees
  • Loan application fees
  • Lender discount points
  • Inspection fees
  • Realty Transfer Fee
  • Real Estate Brokerage commissions
  • Appraisel fees
  • Deed recording fees
  • Overnighted document fees
  • Property Taxes
  • Homeowner’s Association fees
  • And more

Thursday, March 10, 2016

Chain Of Title

The Chain Of Title is a history of Transfer of Ownership of the property. The Chain Of Title also shows any encumbrances on the property, such as unpaid taxes, deed restrictions, easements, and mortgage loans.

Sell Home In Lakewood NJ

Tuesday, March 1, 2016

Fifteen-Year Mortgage

A 15-Year Mortgage can be a great way reduce the amount of interest payment over the life of the loan. The money you save with lower interest is quite substantial, but the monthly payments will be higher than in a 30-Year Mortgage.

Realtor Lakewood NJ

Tuesday, February 23, 2016

Homeowner's Insurance Policy

Homeowner's Insurance is designed to protect the homeowner from losses due to hazards, disasters, and theft. It also offers protection from liability. Coverage varies widely, Standard policies usually do not include flood insurance.

Realtor Lakewood NJ

Tuesday, February 16, 2016

Seller's Market

In a Seller's Market, home prices are on the rise. A Seller's Market is commonly caused by low interest rates and large numbers of Buyers trying to find a home in the area. Strong employment opportunities and a lack of sufficient new construction homes for sale also contribute to a Seller's Market.

Real Estate Agent Lakewood NJ

Monday, February 8, 2016

Buyer's Market

In a Buyer's Market, buyers have many homes to choose from. As a result, they can negotiate a lower price. A Buyer's Market can be caused by a decrease in population, an economic slump, or too much new construction.

Chaim Horowitz

Monday, February 1, 2016

Legal Agreement

When a Buyer and Seller enter into a legal agreement, violating that agreement is known as a Breach Of Contract. If one party breaches the contract, the other party may choose to rescind the contract or sue for performance of the contract. They can also sue for damages.

Realtor in Lakewood NJ

Thursday, January 28, 2016

Toxic Mold

Exposure to Stachybotrys Chartarum, also known as Stachy, Black Mold, or Toxic Mold, may have adverse health effects. This mold can grow in areas that are exposed to constant moisture. If there was ever a broken pipe in the home, there may be mold hiding behind the walls.

When considering a home for purchase, be sure to ask whether there have been any floods or leaks, and whether or not proper remediation was done.

Sell a House in Lakewood NJ

Sunday, January 24, 2016

Clients' Best Interest?

If a Real Estate Agent is only in it for the money, then he or she will not always be working in their clients' best interest. An Agent with the primary goal of making a lot of money, will tend to put their efforts in their own best interest, often to their clients' detriment.

Real Estate Agents who consistently make their clients' best interests their top priority, are the ones who are rewarded with referrals to friends and family. After all, nobody calls their best friend and says, "Hey, I just got ripped off by this lousy real estate agent. Why don't you give her a call? She'll do a great job ripping you off as well!"

Thursday, January 21, 2016

American Society of Home Inspectors

The American Society of Home Inspectors (ASHI) is the professional organization tasked with building public awareness about home inspections, thereby holding home inspectors accountable to a certain level of performance. You can reach the association at 847-759-2820 or online at www.ashi.com.

Professional Real Estate Agent

Wednesday, January 13, 2016

Listing Above Market Value

When Real Estate Agents are desperate for listings, they may be tempted to veer from the truth. They may promise their client that they can get a certain price for their house, even though they know it will never sell at that price.

The result is that the agent gets to have their sign in the yard advertising his service, but the Sellers have to deal with the frustration of people tracking through their home, but not expressing any interest.

I pride myself in always telling my seller the FACTS about the Market Value of their home. They may not always be happy with what they hear, but they need to know the TRUTH.

Tuesday, January 12, 2016

Abstract Of Title

A title insurance company will have an attorney prepare an abstract of title before they will grant a title insurance policy. An abstract of title is a historical summary of the recorded proceedings that affect the title of property.

Sell a House in Lakewood NJ

Thursday, January 7, 2016

Good Real Estate Agents

Good real estate agents understand the real estate market better than anyone, and they are able to estimate the true market value of a home. They also take away the hassle and stress involved in the process of buying and selling a home. A good agent should have the negotiation skills required for real estate transactions, as well as excellent communication skills to ensure that the transaction goes as smoothly as possible.

Wednesday, January 6, 2016

Questions Homebuyers Should Ask

If you're in the market for a new home, you’re hoping to get good advice from your real estate agentHowever, your agent can’t read your mind. Be sure to ask the questions that are important to you! Here are some examples of good questions you may want to ask your Realtor:

  • What’s it going to be like when selling this house in say ten years from now?
  • Are you aware of any noises in this neighborhood that will keep me up at night?
  • Why are they selling their home?
  • Are they going to take the washing machine with them?
  • Can you recommend an attorney?


Sit down, and make a list of what's important to you. Then run the list by your agent, asking any questions that come up along the way.






Friday, January 1, 2016

What to Look For in a Real Estate Agent

Some of the most important things to look for in a Real Estate Agent are a good attitude, ability, ethics, and sincerity.

Your agent needs to have a good attitude, or you probably won’t have a good experience buying or selling your home.

If your agent lacks the ability to get the job done, you will end up wasting a lot of time and energy.

An unethical Real Estate Agent will probably not have your best interest in mind. He or she may have lots of experience; experience ripping off clients, so that the agent can make more money!

Similarly, an insincere agent will not leave you with the feeling that you experienced a pleasant real estate transaction.

Thursday, December 31, 2015

Open House

Most people coming to an open house are just lookers. Rarely does an open house draw the actual buyer. Real Estate Agents often promote open houses simply because it gets them more contacts they can use to buy OTHER houses. If your agent says you should host an open house, say, "Thanks, but no thanks."

Get Pre-qualified

Homebuyers should be pre-qualified by a lender before they go house shopping. The search for the right house can be a long one. Avoid the frustration of finally finding the home of your dreams, only to be told by your lender that you cannot afford it.

Realtor in Jackson NJ

Wednesday, December 30, 2015

Homebuyers

Buyers don’t always know exactly what they want in a home. Homebuyers need to know what’s on the market, what it costs, how much they can afford, and what they truly need. A Realtor’s job is to help the Buyer with all of this information so that they can make the right decision.

Customer Service

Great Real Estate Agents are obsessed with Customer Service. They communicate frequently, address their clients’ concerns, and let them know what they need to know. A Great Agent is one you can count on to get the transaction closed.

Tuesday, December 29, 2015

Homeowner's Insurance

Homeowner's Insurance is required in order to qualify for a mortgage. Since the home is collateral on the loan, the lender wants to make sure it is insured against damage or loss. Ask your Insurance Broker for more details.

Sell home in Jackson NJ

Popular Features of Your Home

Certain amenities are important to mention when selling your home.
Are there wood floors underneath the carpets?
Is the Central Air Conditioning system new?
Have you switched over to gas heat?
What did you, the Seller, like best about your home when you purchased it?
Popular features sell houses!

Credit Report

Everyone should review their credit report once a year. There may be some inaccuracies, and it takes time to set the record straight.

Experian, Equifax, and TransUnion each provide one free credit report per year. To actually see your credit score, however, will cost about $15.

Home Buyers especially want to be sure they have good credit so that they are more likely to obtain a home loan.

Looking to Buy or Sell a Home in Lakewood NJ
Call 732-232-7637 today!

Cold Feet

Buying a house is usually the biggest financial transaction a person makes in his or her lifetime. As a result, many buyers get cold feet. An agent can help Buyers work through their fears, and get the deal done.

Sell a house in Lakewood NJ